Frequently Asked Questions

Find Answers to Frequently Asked Questions about Great Energy Capital small business loans

Great Energy Capital is a San Diego-based alternative lender that offers quick and straightforward financing options to businesses throughout the United States.
While we cannot guarantee approval for every applicant, Great Energy Capital is committed to thoroughly reviewing each application we receive as part of our dedication to providing personalized financing solutions.
At Great Energy Capital, we focus on making borrowing better. This means offering a streamlined process, personalized customer support, and, crucially, quick funding—many applicants receive their funds on the same day.
Great Energy Capital offers loans ranging from $7,000 to $250,000, depending on your business qualifications and requirements.
At Great Energy Capital, we evaluate each application individually. Generally, approved applicants have a personal credit score of at least 600, a minimum of one year in business, and generate monthly revenue of $30,000 or more.
The initial application with Great Energy Capital will not impact your credit score. After you are connected with a representative, you can choose whether to allow a credit pull. Keep in mind that opting out of a hard pull may limit the financing options available to you.
Your rate is determined based on several factors, including your personal credit score, business history, revenue, and industry type.
No, there are no penalties for early repayment with Great Energy Capital. In fact, we encourage it and offer a discount for paying off your loan or advance ahead of schedule.
After you’re approved for a loan, discuss early payoff options with your representative to find out what you may be eligible for.
Once the process is complete, you will receive your funds via ACH bank transfer. Alternatively, we can wire the funds directly to your bank account, though a small fee may apply.
Repaying your loan is easy—payments are automatically drafted from your business checking account.
You can review your payment progress by referring to the terms outlined in your loan documents. If you have any questions or need further clarification, feel free to contact your representative via email, phone, or text message.
Invoice factoring is another service offered by Great Energy Capital. It allows you to access cash from your accounts receivable much quicker than usual, helping you continue investing in your business without the delay of waiting for payments.
Great Energy Capital’s asset-based lending program allows business owners to borrow cash based on the value of their equipment, all while continuing to use the machinery. This provides access to funds at competitive rates without disrupting your operations.
Yes, Great Energy Capital provides a comprehensive equipment financing program with competitive rates, fast approvals, and prefunding options. We can finance or lease both new and used equipment for various industries, tailored to your needs.
Yes, you can! We’re happy to help you add to or renew your loan once you’ve started the payback process. Just reach out to your representative for assistance.
If you need assistance with your loan, we’re always here to help. Simply reach out to your representative with any issues or questions you may have.
Go ahead and apply here to be connected to a representative. Or, email us at admin@greatenergycapital.com