Apply Now

Privacy Policy

Consumer Privacy Policy

LAST UPDATED ON JUL 13, 2022

This privacy policy covers personal information about customers who obtain consumer products from Commercial Leasing & Financing Great Energy Capital, Inc. for personal, family, or household purposes. This policy is provided to you as required by federal law. Although this notice does not apply to business and commercial accounts, safeguarding our business and commercial customers’ information is very important, and we take steps to protect such information. This privacy notice does not apply to any credit card account relationship you may have with us. If you have a consumer credit card account relationship with us, you will receive a separate notice applicable to that account. Except as described below or as permitted by law, we do not disclose personal information about our customers or former customers.

OPT-OUT

You do not need to opt-out of information sharing as a result of this privacy policy. Since we have restricted the circumstances under which your personal information can be disclosed, no further action is required on your part.

COLLECTING PERSONAL INFORMATION

We collect personal information about you from the following sources:

  1. Information You Provide to Us: Personal information you give us through applications and other correspondence, such as your name, address, social security number, and personal financial statements.

  2. Transactions and Experiences: Personal information about your transactions and interactions with us and our affiliates, including your account balance, payment history, and debit card usage.

  3. Information We Receive from Third Parties: Personal information provided to us by non-affiliated third parties, such as credit report information, details about your accounts with other entities, and data from public records.

DISCLOSURE TO AFFILIATES

We may share personal information about your transactions and experiences with us with our affiliates. For instance, if you apply for a loan or credit card with an affiliated bank or loan company, we may disclose your account balance and payment history to them to assist in the credit approval process.

DISCLOSURE TO NON-AFFILIATES AND THIRD PARTIES

We may share your personal information with non-affiliated third parties as allowed by law. This could include any personal information we have collected about you. For instance, we might disclose information to payment processors, financial institutions, and appraisal companies to complete transactions you have requested.

Additionally, personal information may be shared in response to a subpoena or similar legal requirements, during audits, to process your transactions, and to prevent fraud or unauthorized use.

We may also share all collected personal information with companies that provide marketing services on our behalf or with other financial institutions with whom we have joint marketing agreements. These non-affiliated third parties are obligated to treat your personal information as confidential.

Please note that text messaging opt-in data and consent information will not be shared with any third parties.

SECURITY

We implement physical, electronic, and procedural safeguards to protect your personal information. Our employees are authorized to use personal information solely for business purposes and are bound by a Code of Ethics that mandates treating personal information as confidential.

USE OF INFORMATION

In line with the Great Energy Capital privacy policy, we request that you provide certain information when purchasing travel or using certain personalized services. You agree that any information you provide will be accurate, and you will not submit false or misleading information. We will use this information in accordance with our privacy policy. To review our privacy policy, please click the “Privacy Policy” link at the bottom of any page.

For certain services, we may issue you a pass code. This pass code is proprietary to and the property of Great Energy Capital. You must take steps to ensure the security of your pass code. Great Energy Capital is not responsible for any damage if another person gains access to your pass code or uses it to cause harm to you.

While Great Energy Capital takes reasonable measures to protect your private information and prevent unauthorized access, we cannot be held responsible for actions of those who gain unauthorized access. We make no warranties, express or implied, regarding our ability to prevent unauthorized access to your private information. IN NO EVENT SHALL GREAT ENERGY CAPITAL OR ITS AFFILIATES BE LIABLE FOR ANY DAMAGES (WHETHER CONSEQUENTIAL, DIRECT, INCIDENTAL, INDIRECT, PUNITIVE, SPECIAL, OR OTHERWISE) ARISING OUT OF OR IN ANY WAY CONNECTED WITH A THIRD PARTY’S UNAUTHORIZED ACCESS TO YOUR INFORMATION, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, STRICT LIABILITY, TORT, OR OTHER THEORIES OF LIABILITY, AND REGARDLESS OF WHETHER GREAT ENERGY CAPITAL HAD ACTUAL OR CONSTRUCTIVE NOTICE THAT DAMAGES WERE POSSIBLE.

COMMUNICATIONS

Great Energy Capital will not treat any communications you send to us via electronic mail or otherwise as confidential. We have no obligation to avoid publishing, reproducing, or otherwise using your communications in any way or for any purpose.

Great Energy Capital does not accept or consider unsolicited proposals related to its business, including but not limited to proposals for advertising campaigns, logos, names, processes, products, promotions, services, slogans, or technologies. We ask that you do not send such proposals. Additionally, please refrain from sending original creative artwork, blueprints, demonstrations, designs, layouts, photographs, or samples. This policy is in place to prevent claims that we have copied unsolicited ideas without authorization, when we may have developed the idea independently or before receiving the unsolicited proposal. If you send us unsolicited proposals, you understand that Great Energy Capital may use any concepts, ideas, inventions, know-how, or techniques disclosed in those communications for any purpose, including the development, manufacturing, and/or marketing of goods, products, or services, without any obligation to compensate you for such use.

OTHER TERMS

This Agreement represents the complete agreement governing your access to, interactions with, and use of the Site. Separate agreements may apply to any goods, products, or services you obtain, purchase, or use from the Site. In the event of a conflict between this Agreement and any specific agreement related to goods, products, or services obtained, purchased, or used from the Site, the terms of the specific agreement will take precedence.

Failure by Great Energy Capital to enforce any rights under this Agreement does not waive our right to assert those or any other rights at any future time or against any other person or entity. If any provision of this Agreement is deemed invalid or unenforceable, that provision will be removed from the Agreement without affecting the validity or enforceability of the remaining provisions.

Apply Now

BUSINESS PRIVACY POLICY

Great Energy Capital is committed to offering your business quality products and services. We understand the importance of your business information and take measures to protect the information we collect when providing you with business products and services. This privacy policy outlines the steps we take to safeguard your business information and does not apply to any consumer accounts you may have with us.

INFORMATION WE COLLECT

We may gather information about your business when offering or providing a business product or service to you.

UPDATE OR CORRECT COLLECTED INFORMATION

You may update or correct any information collected by Great Energy Capital at any time by contacting us in writing at P.O. Box 2562, Del Mar, CA 92014-2562.

INFORMATION WE MAY SHARE

We understand the importance of protecting your business information in today’s competitive market. We may share business information when we believe it is necessary or appropriate to offer you a product or service, to effect, administer, or enforce a transaction you request, or to service the accounts, products, and services we provide to you. We may also share information if you have authorized or requested us to do so, if we are legally required or permitted to disclose the information, or if we otherwise determine the disclosures to be appropriate. This includes disclosures to attorneys, accountants, auditors, affiliates, rating agencies, credit bureaus, service providers, loan participants, and others, as well as disclosures necessary or appropriate for security, fraud protection, risk mitigation, and other lawful purposes.

SECURITY

We implement physical, electronic, and procedural safeguards to protect your business information. Our employees are authorized to use business information solely for business purposes and are governed by a Code of Ethics that mandates the confidentiality of business information.

CHANGES TO OUR PRIVACY POLICY

If Great Energy Capital updates this policy in the future, we will post the changes here and indicate the date of the updates at the top of the policy.

PROBLEMS OR COMPLAINTS WITH OUR PRIVACY POLICY

If you have a complaint about Great Energy Capital’s compliance with this privacy policy, you may contact us in writing at P.O. Box 2562, Del Mar, CA 92014-2562.

Apply Now
Apply Now

(888) 533-0162

316 Prospect Ave Hackensack NJ
Copyright © 2024 GreatEnergyCapital. All rights reserved.